Open Banking is a regulation designed to put you in control of your own transaction data. It requires banks to let you share your data with other banks and third parties so they can help you manage your accounts.
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Be informed with responsible lending trends
Auto finance companies can expect the pandemic to impact four key areas as they work to address short-term needs and prepare for the future.
In the mortgage industry, early adopters of document automation technologies were underwhelmed with the results of their investment. The latest advancements in AI can cut the lengthy mortgage origination cycle significantly and reduce errors.
As the way we exchange value changes, taxation faces a pivotal moment. Historically speaking, taxes have been taxing. But new developments in the payments ecosystem—Open Banking, ISO 20022—are about to change all that.
The challenges lenders face are numerous. And achieving sustainable profitability is difficult since customers are less loyal than in the past, regulation more stringent and the economic outlook still uncertain.
Some organizations transform their business without a corresponding investment in transforming their legacy IT applications, a solution called digital decoupling.
